Interest-bearing bank accounts are essential tools for savvy savers and investors looking to grow their money over time. These accounts offer a secure and reliable way to earn interest on your deposits, allowing your savings to work for you.
Benefits of Interest Bearing Bank Accounts:
Types of Interest Bearing Bank Accounts:
Type of Account | Interest Rate Range | Minimum Balance | Withdrawal Restrictions |
---|---|---|---|
Savings Account | 0.01% - 0.05%* | None | None |
Money Market Account | 0.05% - 0.10%* | $2,500 or more | May be limited to 6 withdrawals per month |
Certificate of Deposit | 0.25% - 1.00%* | $1,000 or more | None (after maturity date) |
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