Indian Bank Online Account Opening: A Step-by-Step Guide with Video KYC

Introduction

In today's digital age, opening a bank account has become as easy as a few clicks on your smartphone. Indian Bank, one of the leading public sector banks in India, offers a seamless online account opening process with video KYC. This article will provide you with a comprehensive guide on how to open an Indian Bank account online using video KYC.

Benefits of Online Account Opening with Video KYC

• Convenience: Open your account from anywhere, at any time, without visiting a branch.
• Time-saving: Complete the entire process in a matter of minutes, eliminating long queues.
• Secure: Video KYC verifies your identity remotely, ensuring compliance with regulations.
• Efficient: No need to submit physical documents or wait for account activation.

Who is Eligible?

Any Indian resident over the age of 18 with a valid PAN card and Aadhaar card is eligible to open an Indian Bank account online using video KYC.

Prerequisites

Before you begin the online account opening process, ensure that you have the following:

• Smartphone with a camera
• Good internet connectivity
• Valid PAN card
• Aadhaar card linked to your mobile number

Step-by-Step Guide

Step 1: Visit the Indian Bank Website

• Visit the Indian Bank website at https://www.indianbank.in/.
• Hover over the "Accounts" menu and select "Open an Account."

Step 2: Choose Account Type

• Select the type of account you want to open from the available options.
• For example, let's choose "Savings Account."

Step 3: Enter Basic Details

• Enter your personal details, such as name, date of birth, occupation, etc.
• Provide your mobile number and email address.

Step 4: Set Login Credentials

• Create a username and password for your Indian Bank account.
• The username should be between 6-15 characters, and the password should be a minimum of 8 characters long.

Step 5: Upload Documents

• Upload a scanned copy of your PAN card and Aadhaar card.

Step 6: Video KYC

• Schedule a video KYC appointment.
• Join the video call at the scheduled time using your smartphone camera.
• A Indian Bank representative will guide you through the KYC process.

Step 7: Account Activation

• Once your KYC is verified, your account will be activated.
• You will receive an email and SMS notification with your account number and login details.

Tips for Successful Video KYC

• Ensure your webcam is of good quality and provides clear footage.
• Sit in a well-lit and quiet environment.
• Have your original PAN card and Aadhaar card ready.
• Be patient and cooperative with the Indian Bank representative.

Comparison of Online Account Opening vs. Branch Visit

Stories and Lessons

Story 1:

Mr. Patel, a busy businessman, was frustrated by the long queues at his local bank branch. He decided to try Indian Bank's online account opening with video KYC. To his surprise, he was able to open his account in less than 15 minutes from the comfort of his home.

Lesson: Time is valuable, especially for busy individuals. Online account opening with video KYC can save you hours of waiting.

Story 2:

Ms. Sharma, a senior citizen, was apprehensive about opening a bank account online. However, her grandson convinced her to try Indian Bank's video KYC process. To her delight, she found the process incredibly simple and convenient.

Lesson: Technology can empower everyone, regardless of age. With video KYC, even senior citizens can access banking services conveniently.

Story 3:

Mr. Singh, a tech-savvy college student, opened his first bank account using Indian Bank's online account opening with video KYC. He was impressed by the seamless process and the speed at which his account was activated.

Lesson: The younger generation is increasingly embracing digital banking solutions. Banks like Indian Bank are adapting to meet their needs.

Useful Tables

Table 1: Comparison of Indian Bank Account Types

Table 2: Indian Bank Branch Locations

Table 3: Indian Bank Contact Information

Conclusion

Opening an Indian Bank account online with video KYC is a quick, convenient, and secure process. By following the step-by-step guide outlined in this article, you can open your account within minutes without leaving your home. With its numerous benefits and ease of use, Indian Bank's online account opening with video KYC is the preferred choice for anyone seeking to access banking services seamlessly.

Call to Action

Visit the Indian Bank website today and experience the convenience of opening an account online with video KYC. Enjoy the benefits of time-saving, security, and efficiency, and take control of your finances from anywhere, at any time.