Indian Bank Online Account Opening with Video KYC: A Comprehensive Guide

Introduction

In today's digital era, opening a bank account without visiting a physical branch is a reality. Indian Bank, one of India's leading public sector banks, has introduced an innovative online account opening facility with Video KYC (Know Your Customer) for the convenience of its customers. This article provides a comprehensive guide to the Indian Bank online account opening process using Video KYC, including step-by-step instructions, benefits, requirements, and frequently asked questions.

Benefits of Online Account Opening with Video KYC

• Convenience: Open an account from anywhere at any time, without the need for physical visits.
• Time-Saving: The process is quick and easy, taking less than 15 minutes.
• Secure: Video KYC ensures identity verification and reduces the risk of fraud.
• Paperless: No physical documentation is required.

Eligibility Criteria for Online Account Opening with Video KYC

• Indian citizens aged 18 years or above
• Aadhaar card and PAN card
• Active mobile number
• Webcam and microphone enabled laptop/computer

Step-by-Step Approach to Online Account Opening with Video KYC

Step 1: Visit Indian Bank's Website

Navigate to the Indian Bank website (https://www.indianbank.in/).

Step 2: Select 'Open Account'

Click on the 'Open Account' button on the homepage.

Step 3: Choose 'Video KYC'

Select the 'Video KYC' option from the available account opening methods.

Step 4: Enter Aadhaar Details

Enter your Aadhaar number and click 'Verify'. Your PAN details will be pre-filled.

Step 5: Upload Documents

Upload clear images of your Aadhaar card (front and back) and PAN card.

Step 6: Fill Out Personal Details

Provide your personal details, including name, address, occupation, etc.

Step 7: Schedule Video KYC

Select a convenient time slot for your Video KYC call.

Step 8: Video KYC Call

On the scheduled date and time, attend a video call with an Indian Bank representative. Your identity will be verified through a live video interaction.

Step 9: Account Activation

Once your identity is verified, your account will be activated. You will receive an account number and other details.

FAQs on Online Account Opening with Video KYC

• How long does the Video KYC process take?
  typically takes less than 15 minutes.

• What documents are required for Video KYC?
  Aadhaar card and PAN card.

• Is Video KYC secure?
  Yes, Video KYC is a secure process that ensures identity verification and reduces fraud.

• Can I open a joint account using Video KYC?
  Currently, joint account opening is not available through Video KYC.

Humorous Stories to Learn From

Story 1:
A customer called his bank to report a stolen credit card. The customer service representative asked for the account number, and the customer responded, "You tell me, it's your bank account!"

Lesson: It's important to keep track of your account details.

Story 2:
A woman went to her bank to cash a check. She wrote "Do Not Cash" on the check, but somehow, the word "Not" got smudged, leaving only "Do Cash." The teller proceeded to cash the check.

Lesson: Pay attention to the details before taking any action.

Story 3:
A man went to his bank to withdraw some money. He approached the teller and requested, "I'd like to withdraw $1,000 from my 'Special Savings' account." The teller replied, "We don't have an account under that name." The customer was puzzled and checked his passbook. He realized he had misread the account name. It actually read "Special Savings with Caution."

Lesson: It's important to double-check information before making any financial transactions.

Useful Tables

Table 1: Comparison of Account Opening Methods

Table 2: Online Account Opening Process

Table 3: Tips for Successful Online Account Opening with Video KYC

Call to Action

Take advantage of Indian Bank's convenient and secure online account opening facility with Video KYC. Open your account today and enjoy the benefits of hassle-free banking at your fingertips.