Synchrony Bank and Havertys: A Comprehensive Partnership for Financing Furniture and Décor Purchases

Introduction

Synchrony Bank and Havertys have forged a strong partnership that offers customers a convenient and flexible way to finance their furniture and décor purchases. Through Synchrony's extensive financial services network, Havertys customers can access a range of financing options tailored to their specific needs. This comprehensive partnership empowers customers to create the homes of their dreams while managing their financial obligations responsibly.

Synchrony Bank: A Leading Financial Service Provider

Synchrony Bank is a leading provider of financial services in the United States, serving over 100 million active accounts. The bank offers a wide array of financial products, including credit cards, personal loans, home equity loans, and retail financing. Synchrony has a long-standing reputation for providing innovative and customer-centric financial solutions.

Havertys: A Trusted Name in Home Furnishings

Havertys is a renowned furniture retailer with over 120 stores across the United States. The company has been in business for over 120 years, providing furniture, mattresses, rugs, and other home décor items to discerning customers. Havertys is known for its high-quality products, exceptional customer service, and commitment to community involvement.

Benefits of the Synchrony-Havertys Partnership

The partnership between Synchrony Bank and Havertys offers numerous benefits to customers, including:

1. Convenient and Flexible Financing:

• Customers can apply for financing online, in-store, or over the phone.
• Multiple financing options are available to meet individual needs and budgets.
• Flexible payment plans and terms allow customers to customize their payments.

2. Competitive Interest Rates:

• Synchrony offers competitive interest rates on all financing options.
• Customers can save money on interest charges compared to other financing options.

3. No Hidden Fees:

• There are no hidden fees associated with Synchrony's financing options.
• Customers know exactly what they are paying and can budget accordingly.

4. Rewards and Discounts:

• Some Synchrony cards offer rewards points that can be redeemed for furniture and décor purchases at Havertys.
• Havertys regularly offers special discounts and promotions to Synchrony cardholders.

How to Apply for Synchrony Financing at Havertys

Applying for Synchrony financing at Havertys is quick and easy. Customers can:

• Apply online at the Havertys website.
• Visit any Havertys store and speak to a sales associate.
• Call Havertys' customer service department at 1-800-747-5981.

Tips and Tricks for Managing Synchrony Financing

• Make payments on time: Late payments can damage your credit score and lead to additional charges.
• Pay more than the minimum: Paying more than the minimum amount each month will help you reduce your debt faster and save on interest.
• Avoid carrying a balance: If possible, pay off your balance in full each month to avoid paying interest charges.
• Monitor your account: Regularly check your Synchrony account to track your balance and make payments.

Conclusion

The partnership between Synchrony Bank and Havertys provides customers with an exceptional financing solution for their furniture and décor purchases. Synchrony's innovative financial products, combined with Havertys' high-quality products and outstanding customer service, create a seamless and rewarding shopping experience. By leveraging the benefits of this partnership, homeowners can furnish their homes with style and comfort while managing their financial obligations responsibly.

Additional Information

1. Market Share of Synchrony Bank

According to a 2022 report by the Nilson Report, Synchrony Bank holds a market share of approximately 10% in the U.S. retail financing market. This makes Synchrony one of the largest retail financing providers in the country.

2. Table: Synchrony Financing Options at Havertys

3. Table: Havertys Store Locations

4. Table: Synchrony Customer Service Contact Information

Call to Action

If you are planning to purchase furniture or décor for your home, consider exploring the financing options offered through the Synchrony-Havertys partnership. Visit your nearest Havertys store or apply online today to find the perfect financing solution for your needs.