United Community Bank: A Cornerstone for Progress and Prosperity in Cleveland, GA

Introduction

Nestled in the heart of the picturesque Blue Ridge Mountains, United Community Bank stands as a beacon of financial strength and community support in Cleveland, Georgia. With a rich history that spans over a century, the bank has consistently played a pivotal role in fostering economic growth and enhancing the well-being of the region.

A Legacy of Community Banking

Established in 1908 as the Cleveland Banking Company, United Community Bank has witnessed firsthand the transformation of Cleveland from a rural farming community to a thriving economic hub. Over the years, the bank has maintained an unwavering commitment to its customers, providing tailored financial solutions that meet their evolving needs.

Financial Strength and Stability

United Community Bank boasts an impressive financial foundation that provides a solid footing for its customers. As of March 2023, the bank reported total assets of $4.58 billion and total deposits of $3.92 billion, placing it among the strongest financial institutions in the Southeast.

Commitment to Growth and Development

United Community Bank serves as an engine for economic growth in Cleveland and the surrounding communities. Through its commercial banking services, the bank provides loans to small businesses, entrepreneurs, and farmers, enabling them to expand their operations and create jobs. The bank also invests heavily in community development projects, such as affordable housing and education initiatives.

A Focus on Customer Service

At United Community Bank, customer satisfaction is paramount. The bank's dedicated staff goes above and beyond to provide personalized service, tailored financial advice, and a seamless banking experience. With a range of digital banking options and convenient branch locations, the bank ensures that customers have easy access to their finances anytime, anywhere.

Benefits of Banking with United Community Bank

• Strong Financial Performance: United Community Bank's stability and financial strength provide peace of mind for customers and ensure the safety of their deposits.
• Personalized Service: The bank's focus on customer relationships fosters a tailored and responsive banking experience.
• Community Support: United Community Bank's commitment to community development extends beyond financial services, making a tangible impact on the quality of life in Cleveland and beyond.
• Convenient Access: With a network of branches and digital banking options, customers can manage their finances with ease and convenience.

Common Mistakes to Avoid When Choosing a Bank

• Ignoring Local Community Banks: Large national banks may not have the same level of local knowledge and commitment to their communities as smaller banks like United Community Bank.
• Focusing Solely on Interest Rates: While interest rates are important, they should not be the only factor considered when selecting a bank. Customer service, financial strength, and community support should also be key considerations.
• Overlooking Fees and Charges: Hidden fees and charges can erode your savings. Be sure to read the bank's fee schedule carefully before opening an account.

Why Banking Locally Matters

• Supports Local Businesses: Banking with a local bank like United Community Bank helps keep money in the community and supports local businesses.
• Improves the Local Economy: The bank's investments in community development projects create jobs and stimulate economic growth.
• Enhances Community Stability: Local banks play a vital role in weathering economic downturns and providing financial assistance to those in need.

FAQs

• What are the bank's hours of operation?

  Branch hours vary by location. Please visit the bank's website or contact your local branch for specific hours.

• Does the bank offer online banking?

  Yes, United Community Bank offers a full suite of online banking services, including bill pay, mobile deposits, and account alerts.

• What types of accounts does the bank offer?

  United Community Bank offers a wide range of accounts, including checking, savings, money market, and CDs.

• How do I open an account?

  You can open an account online, visit a branch, or call the bank's customer service line.

• What is the bank's routing number?

  The routing number for United Community Bank is 061109955.

• How do I contact customer service?

  You can reach customer service by phone at 1-800-277-2265 or by email at [email protected].

Call to Action

If you're looking for a financial institution that cares about your community and offers exceptional banking services, look no further than United Community Bank. With a legacy of community banking, strong financial performance, and a dedicated commitment to customer service, United Community Bank is the trusted choice for individuals, families, and businesses in Cleveland, GA, and beyond.

Visit a branch today or call 1-800-277-2265 to learn more about the bank's wide range of products and services. Join the United Community Bank family and experience the benefits of banking locally.

Additional Table: Asset Breakdown

Additional Table: Income Statement

Additional Resources

• United Community Bank Website
• Cleveland Chamber of Commerce
• White County Economic Development