Can I Get a New Account Bonus for a Chase Joint Account?

You might be wondering if you can get a new account bonus for opening a Chase joint account. The answer is: it depends.

Eligibility for New Account Bonuses

Eligibility for new account bonuses for Chase joint accounts is subject to the following conditions:

• You must not have received a new account bonus from Chase in the past 24 months. This includes bonuses from any type of Chase account, including personal checking accounts, savings accounts, credit cards, and business accounts.
• You must meet the minimum funding requirements. To qualify for most Chase new account bonuses, you must deposit a certain amount of money into your account within a specified time period.
• You must meet the account activity requirements. To earn the bonus, you may be required to make a certain number of transactions or maintain a certain balance in your account each month.

Types of New Account Bonuses

There are several types of new account bonuses that Chase offers for joint accounts, including:

• Cash bonuses: You will receive a fixed amount of cash when you open your account and meet the eligibility requirements.
• Statement credits: You will receive a credit to your account that can be used to offset your purchases.
• Gift cards: You will receive a gift card to a specific retailer or online store.

Current Chase Joint Account New Account Bonuses

As of August 2023, Chase is offering the following new account bonuses for joint accounts:

How to Apply for a Chase Joint Account New Account Bonus

To apply for a Chase joint account new account bonus, follow these steps:

1. Visit the Chase website or go to a Chase branch.
2. Select the joint account you want to open.
3. Provide your personal and financial information.
4. Make sure you meet the eligibility requirements for the new account bonus.
5. Submit your application.

Tips for Maximizing Your New Account Bonus

• Meet the minimum funding requirements as soon as possible. This will help you start earning interest on your money sooner.
• Make sure you meet the account activity requirements. This will ensure that you receive your bonus.
• Use your account regularly. This will help you build a relationship with Chase and increase your chances of qualifying for future bonuses.

Stories and Lessons Learned

• A young couple opened a Chase joint account and received a $200 cash bonus. They used the bonus to help pay for their wedding expenses.
• A group of friends opened a Chase joint account to pool their money for a vacation. They received a $100 cash bonus, which they used to help pay for their flights.
• A small business owner opened a Chase joint account to separate his personal and business finances. He received a $300 cash bonus, which he used to purchase new equipment for his business.

Why it Matters and Benefits

• New account bonuses can provide you with a way to save money. The cash bonuses and gift cards can be used to offset your expenses.
• New account bonuses can help you build your credit. Making regular deposits and payments into your account will help you build a positive credit history.
• New account bonuses can help you reach your financial goals. The extra cash can help you save for a down payment on a house, pay off debt, or invest in your future.

Pros and Cons

Pros:

• Can save you money
• Can help you build your credit
• Can help you reach your financial goals

Cons:

• May have minimum funding requirements
• May have account activity requirements
• May not be available to everyone

Conclusion

New account bonuses can be a great way to save money and reach your financial goals. If you are considering opening a Chase joint account, be sure to research the different bonuses that are available and make sure you meet the eligibility requirements.