People's Bank: A Trusted Financial Institution in Athens, Ohio

Introduction

People's Bank has been a cornerstone of Athens, Ohio's financial landscape for over a century. With a deep commitment to customer service, community involvement, and financial stability, the bank has established itself as a trusted partner for individuals, families, and businesses alike.

History and Growth

People's Bank was founded in 1903 as a community-owned institution. Over the years, it has grown steadily, expanding its branch network and product offerings to meet the evolving needs of its customers. Today, People's Bank operates 15 branches throughout Ohio, including five in Athens County.

Financial Stability and Strength

People's Bank has consistently maintained a strong financial position, earning high ratings from independent agencies. As of December 31, 2023, the bank had:

Products and Services

People's Bank offers a comprehensive range of financial products and services, including:

• Personal Banking: Checking accounts, savings accounts, money market accounts, consumer loans, mortgages
• Business Banking: Commercial loans, business lines of credit, treasury management services, equipment financing
• Wealth Management: Investment services, financial planning, trust and estate services
• Insurance: Homeowners insurance, auto insurance, life insurance, business insurance

Community Involvement

People's Bank is deeply committed to supporting the Athens community. The bank supports various local organizations, including the Athens County Food Bank, Athens City School District, and Ohio University Foundation. Additionally, People's Bank employees volunteer their time and resources to various community initiatives.

Why People's Bank Matters

People's Bank plays a vital role in the Athens community by:

• Supporting local businesses: Providing access to capital and financial services that businesses need to succeed.
• Creating jobs: Employing over 100 individuals in the Athens area.
• Promoting economic development: Investing in local projects and initiatives that benefit the community.
• Giving back: Donating funds and supporting non-profit organizations that make a positive impact on Athens.

Benefits of Banking with People's Bank

Customers who choose to bank with People's Bank enjoy numerous benefits, including:

• Personalized service: Dedicated relationship managers who provide tailored financial solutions.
• Competitive rates: Competitive interest rates on deposits and loans.
• Convenience: Easy-to-use online and mobile banking services, as well as convenient branch locations.
• Local decision-making: Banking decisions are made at the local level, ensuring a responsive approach to customer needs.
• Community involvement: Being part of a bank that actively supports the Athens community.

Strategies for Success

People's Bank's success can be attributed to a number of key strategies:

• Customer-centric approach: Putting the customer at the forefront of every decision.
• Employee empowerment: Empowering employees to provide excellent service and make informed decisions.
• Technological advancement: Investing in technology to enhance customer convenience and streamline operations.
• Risk management: Maintaining a robust risk management framework to ensure the bank's financial stability.
• Community involvement: Actively participating in the Athens community and supporting local initiatives.

Tips and Tricks

Here are some tips and tricks for making the most of your banking experience with People's Bank:

• Use online and mobile banking: Access your accounts, pay bills, and transfer funds anytime, anywhere.
• Set up automatic bill pay: Save time and avoid late fees by setting up automatic bill payments.
• Take advantage of offers: Look for special promotions and interest rates offered by People's Bank.
• Contact your relationship manager: Don't hesitate to reach out to your dedicated relationship manager for personalized financial guidance.
• Visit your local branch: Experience the convenience and personal touch of visiting a People's Bank branch in Athens.

Frequently Asked Questions (FAQs)

1. What is People's Bank's FDIC insurance coverage?

People's Bank is a member of the Federal Deposit Insurance Corporation (FDIC). This means that your deposits are insured up to $250,000 per depositor, per insured bank.

2. What are People's Bank's hours of operation?

People's Bank branches in Athens County are typically open Monday through Friday from 9:00 AM to 5:00 PM. Please check the bank's website or call your local branch for specific hours.

3. Does People's Bank offer mobile banking?

Yes, People's Bank offers a user-friendly mobile banking app that allows you to manage your accounts, pay bills, and transfer funds on the go.

4. What are People's Bank's routing and account numbers?

The routing number for People's Bank is 044923690. Your account number can be found on your bank statements or checks.

5. How do I contact People's Bank customer service?

You can contact People's Bank customer service by calling 1-800-468-3418 or by emailing [email protected].

6. What is People's Bank's website address?

The People's Bank website address is www.peoplesbankathens.com.

Conclusion

People's Bank is a trusted financial institution that has been serving the Athens community for over a century. With its strong financial stability, commitment to customer service, and involvement in the community, People's Bank is the ideal banking partner for individuals, families, and businesses alike.