When Are Helcim Transactions Sent to the Bank?
Transaction Processing at Helcim
1. Payment Processing
When a customer makes a purchase using a payment gateway, the transaction goes through the following steps:
- The customer enters their payment information into the payment gateway.
- The payment gateway sends the transaction data to Helcim's payment processor.
- The payment processor verifies the customer's payment information and authorizes the transaction.
2. Settlement
Once the transaction is authorized, Helcim will settle the funds with the merchant's bank account. The settlement process usually takes 1-2 business days.
3. Bank Deposit
After the funds have been settled, Helcim will send the funds to the merchant's bank account. The bank deposit will usually be available within 1-2 business days.
Factors Affecting Transaction Processing Time
The time it takes for a Helcim transaction to be sent to the bank can be affected by several factors, including:
-
Payment type: Credit card transactions typically take longer to process than debit card transactions.
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Bank processing time: The bank's processing time can also affect the settlement time.
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Business weekends and holidays: Transactions made on weekends or holidays may be delayed because banks are closed.
Helcim Transaction Processing Times
The following table shows the average transaction processing times for Helcim:
| Transaction Type |
Settlement Time |
Bank Deposit Time |
| Credit Card |
1-2 business days |
1-2 business days |
| Debit Card |
1 business day |
1 business day |
| ACH Transfer |
2-3 business days |
2-3 business days |
Tips and Tricks
Here are some tips and tricks to help speed up the Helcim transaction processing time:
- Use a payment gateway that supports fast processing times.
- Avoid making transactions on weekends or holidays.
- Make sure your bank account is properly configured to accept deposits from Helcim.
Stories and What We Learn
Story 1:
A merchant named John had a problem with his Helcim transactions taking too long to be sent to his bank account. He contacted Helcim's support team and found out that his bank account was not properly configured to accept deposits. John updated his bank account information and the problem was resolved.
What We Learn:
It is important to make sure your bank account is properly configured to accept deposits from Helcim.
Story 2:
A merchant named Mary had a problem with her Helcim transactions being delayed on weekends. She contacted Helcim's support team and found out that the delay was due to the bank's processing time. Mary started making her transactions during the week and the problem was resolved.
What We Learn:
Bank processing time can affect the settlement time of Helcim transactions. It is best to avoid making transactions on weekends or holidays.
Story 3:
A merchant named David had a problem with his Helcim transactions taking too long to be authorized. He contacted Helcim's support team and found out that the delay was due to the payment gateway's processing time. David switched to a payment gateway that supported faster processing times and the problem was resolved.
What We Learn:
The payment gateway's processing time can affect the authorization time of Helcim transactions. It is best to use a payment gateway that supports fast processing times.
Step-by-Step Approach
Here is a step-by-step approach to troubleshooting Helcim transaction processing times:
- Verify that your bank account is properly configured to accept deposits from Helcim.
- Check the transaction processing times for your payment gateway.
- Avoid making transactions on weekends or holidays.
FAQs
Q: How long does it take for a Helcim transaction to be sent to my bank account?
A: The settlement time for a Helcim transaction is typically 1-2 business days. The bank deposit time is typically 1-2 business days.
Q: Why is my Helcim transaction taking so long to be processed?
A: The transaction processing time can be affected by several factors, including the payment type, bank processing time, and weekends or holidays.
Q: How can I speed up the Helcim transaction processing time?
A: You can speed up the Helcim transaction processing time by using a payment gateway that supports fast processing times, avoiding making transactions on weekends or holidays, and making sure your bank account is properly configured to accept deposits from Helcim.
Q: What is the Helcim customer support phone number?
A: The Helcim customer support phone number is 1-888-820-4352.
Conclusion
The time it takes for a Helcim transaction to be sent to the bank can be affected by several factors. By understanding the factors that affect transaction processing time and by following the tips and tricks in this article, you can help speed up the process.
