Comerica Bank Michigan Routing Number: A Comprehensive Guide for Seamless Banking

In the ever-evolving landscape of financial transactions, the Comerica Bank Michigan routing number plays a crucial role in facilitating secure and efficient money transfers. This numerical identifier enables seamless electronic payments, ensuring that funds reach their intended destinations swiftly and accurately.

Understanding the Significance of Routing Numbers

A routing number, also known as an ABA (American Bankers Association) number, identifies the specific financial institution involved in a transaction. It consists of nine digits that represent:

• Federal Reserve District (First Digit): Indicates the geographical location of the bank.
• ABA Institution Identifier (Next Two Digits): Identifies the specific bank within the district.
• Check-Digit (Third Digit): A verification digit used to detect errors.
• Transit Number (Last Six Digits): Identifies the branch or processing center handling the transaction.

Comerica Bank Michigan Routing Number

For transactions involving Comerica Bank branches located in Michigan, the routing number is:

**072900041**

Determining the Routing Number for Other Locations

Comerica Bank operates branches in multiple states across the United States. To determine the routing number for a specific branch:**

• Visit the Comerica Bank website: https://www.comerica.com/
• Locate the "Branch & ATM Locator" tool.
• Enter the branch address or zip code.
• Select the desired branch.
• The routing number will be displayed on the branch details page.

Transition to Electronic Banking with Comerica Bank

Comerica Bank offers a wide range of electronic banking services that leverage the Comerica Bank Michigan routing number to facilitate secure and convenient transactions. These services include:

• Online Banking: Manage accounts, pay bills, and transfer funds online.
• Mobile Banking: Access banking services on the go using a smartphone or tablet.
• Direct Deposit: Have paychecks, government benefits, or other payments automatically deposited into Comerica Bank accounts.
• ACH Transfers: Send or receive electronic payments to and from other financial institutions.
• Wire Transfers: Initiate domestic or international wire transfers for urgent fund transfers.

Transition to Electronic Banking with Comerica Bank

**Table 1: Common Mistake to Avoid When Using Comerica Bank Routing Number**

| Mistake | Consequence |
|---|---|
| Using the wrong routing number | Funds may be delayed or sent to the wrong account |
| Including spaces or hyphens in the routing number | Transactions may be rejected |
| Using an outdated routing number | Transactions may fail or funds may be sent to the wrong account |

How to Use the Comerica Bank Michigan Routing Number for Transactions: A Step-by-Step Approach

1. Identify the Comerica Bank Michigan routing number: Refer to the table above or follow the instructions outlined earlier to determine the correct routing number for your branch.
2. Provide the routing number during transactions: When initiating wire transfers, ACH payments, or other electronic transactions, be sure to provide the Comerica Bank Michigan routing number along with your account information.
3. Verify the routing number: Always double-check the accuracy of the routing number before submitting any transactions. Errors in the routing number can result in delays or misdirected funds.

Frequently Asked Questions (FAQs)

1. What is the routing number for Comerica Bank branches outside of Michigan?
Comerica Bank's routing number varies depending on the location of the branch. Refer to the bank's website or branch details for the specific routing number.

2. What is the difference between a routing number and an account number?
A routing number identifies the financial institution, while an account number identifies your specific account within that institution.

3. How can I ensure the accuracy of my Comerica Bank Michigan routing number?
Always obtain the routing number directly from a reliable source such as the Comerica Bank website, branch details, or official bank documents.

4. What should I do if I need assistance with a Comerica Bank transaction involving a routing number?
Contact Comerica Bank customer service at 1-800-835-2421 for assistance with any issues or questions related to routing numbers or electronic transactions.

5. Can I use the Comerica Bank Michigan routing number for international transactions?
The Comerica Bank Michigan routing number is primarily used for domestic transactions within the United States. For international transactions, you may need to obtain a SWIFT code or IBAN (International Bank Account Number).

6. How do I protect my Comerica Bank account from fraud involving routing numbers?
Never share your Comerica Bank account information or routing number with unauthorized individuals or organizations. Report any suspicious activity immediately to Comerica Bank customer service.