Union Bank: A Comprehensive Guide to the Jamestown, TN Location

Welcome to the ultimate guide to Union Bank's Jamestown, TN branch. In this in-depth article, we'll delve into everything you need to know about this local financial institution, from its history and services to its hours of operation and more. Whether you're a current customer or considering opening an account, this comprehensive guide will provide you with all the necessary information.

History and Background

Union Bank has been serving the Jamestown community for over 100 years. Originally established in 1912 as the Jamestown Banking Company, the bank has consistently evolved to meet the changing needs of its customers. In 1991, it merged with Greene County Bank to form Greene County Bank & Trust, and in 2021, the institution adopted the Union Bank brand name as part of its acquisition by First Horizon Corporation.

Services Offered

Union Bank's Jamestown branch offers a wide range of financial services to meet the needs of both individuals and businesses. These services include:

• Personal Banking: Checking accounts, savings accounts, money market accounts, and certificates of deposit
• Business Banking: Business checking accounts, business savings accounts, business loans, and lines of credit
• Wealth Management: Investment services, financial planning, and trust administration
• Mortgage Lending: Conventional, FHA, VA, and USDA loans

Hours of Operation

Union Bank's Jamestown branch is open the following hours:

• Monday: 9:00 AM - 5:00 PM
• Tuesday: 9:00 AM - 5:00 PM
• Wednesday: 9:00 AM - 5:00 PM
• Thursday: 9:00 AM - 5:00 PM
• Friday: 9:00 AM - 6:00 PM
• Saturday: Closed
• Sunday: Closed

Location and Contact Information

Union Bank's Jamestown branch is conveniently located at 145 West Main Street, Jamestown, TN 38556. You can reach the branch by phone at (931) 879-2300.

Common Mistakes to Avoid

When dealing with a bank, it's important to be aware of common mistakes that can lead to complications. Here are a few things to avoid:

• Not reading your account statements: Always review your account statements carefully to make sure there are no errors or suspicious transactions.
• Overdrawing your account: Overdrawing your account can lead to hefty fees and damage to your credit score.
• Missing loan payments: Making late or missed loan payments can negatively impact your credit history and result in additional interest charges.
• Falling for scams: Be wary of unsolicited emails or phone calls from people claiming to represent Union Bank. Never provide your personal or financial information over the phone or email.

How to Open an Account Step-by-Step

Opening an account at Union Bank's Jamestown branch is a simple process. Here's a step-by-step guide:

1. Visit the branch: Visit the Union Bank Jamestown branch during its regular business hours.
2. Meet with a banker: Request to meet with a banker who will assist you with the account opening process.
3. Provide documentation: You will need to provide certain documentation, such as a government-issued ID and proof of address.
4. Review account options: The banker will discuss the different account options available and help you choose the one that best meets your needs.
5. Complete the application: Fill out the account application form and provide your signature.
6. Deposit funds: You will need to make an initial deposit to open your account.
7. Receive your account number: Once the account is opened, you will receive your account number and other important information.

Pros and Cons of Union Bank's Jamestown Branch

Like any financial institution, Union Bank's Jamestown branch has its advantages and disadvantages. Here's a comparison:

Pros:

• Convenient location: The branch is situated in the heart of downtown Jamestown, making it easily accessible.
• Friendly and knowledgeable staff: The bankers are known for their helpfulness and expertise in providing financial guidance.
• Wide range of services: The branch offers a complete suite of banking and financial services to meet the needs of both individuals and businesses.
• Established history: Union Bank has a long-standing presence in the Jamestown community, which speaks to its stability and reliability.

Cons:

• Limited hours: The branch is closed on weekends and has shorter hours on weekdays compared to some other banks.
• Parking can be limited: The branch does not have its own dedicated parking lot, which may be an inconvenience during peak hours.
• Fees: Some of the bank's services, such as overdraft protection and wire transfers, may incur fees.
• Crowded during peak hours: The branch can get busy during peak hours, potentially leading to longer wait times.

Call to Action

If you're looking for a reliable and convenient banking partner, Union Bank's Jamestown branch is an excellent option to consider. With its friendly staff, wide range of services, and established presence in the community, the branch is well-equipped to meet your financial needs. Visit the branch today or contact the bank by phone to learn more and open an account.

Additional Information

Union Bank's Jamestown branch is a member of the Federal Deposit Insurance Corporation (FDIC), which insures deposits up to $250,000 per depositor. The branch also participates in the Equal Housing Lender program, ensuring that all individuals have equal access to housing financing regardless of race, color, religion, national origin, sex, disability, or familial status.

Tables

Table 1: Union Bank Jamestown Branch Services

Table 2: Union Bank Jamestown Branch Contact Information

Table 3: Union Bank Jamestown Branch Hours of Operation