Your Comprehensive Guide to Bell Bank Detroit Lakes, MN: Banking Solutions and Community Involvement

Bell Bank Detroit Lakes, MN, a subsidiary of Bell Bank, offers a wide range of financial services to the local community. This article provides an in-depth overview of the bank's services, community initiatives, and history.

Services Offered by Bell Bank Detroit Lakes

• Personal Banking: Checking accounts, savings accounts, CDs, money market accounts, and personal loans.
• Business Banking: Commercial loans, lines of credit, equipment financing, and treasury management services.
• Investments: Brokerage services, wealth management, and trust services.
• Mortgage Lending: Home loans, construction loans, and refinancing options.
• Online and Mobile Banking: Convenient access to account information, bill pay, and mobile check deposit.

Community Involvement

Bell Bank Detroit Lakes is deeply committed to the local community. The bank supports various organizations through financial donations, sponsorships, and volunteerism. Some of their most notable initiatives include:

• United Way of Becker County: Bell Bank is a major corporate sponsor of the United Way, which provides funding to over 40 local nonprofit organizations.
• Detroit Lakes Economic Development Authority: The bank supports the Authority's mission to promote economic growth and development in the area.
• Detroit Lakes Chamber of Commerce: Bell Bank is a member of the Chamber and participates in community events and initiatives.
• Lakes Area Arts Council: The bank provides financial support for the Arts Council, which promotes and supports the arts in the Detroit Lakes region.

History of Bell Bank Detroit Lakes

Bell Bank Detroit Lakes was founded in 1921 as Becker County National Bank. Over the years, the bank has grown and expanded its services to meet the evolving needs of the community. In 2017, it became part of Bell Bank, a regional bank with over 120 locations throughout Minnesota, North Dakota, and Wisconsin.

Why Bell Bank Detroit Lakes Matters

Bell Bank Detroit Lakes plays a vital role in the economic and social well-being of the community. By providing financial services, supporting local organizations, and investing in the area, the bank helps to:

• Create jobs and stimulate economic growth.
• Provide access to affordable banking services for individuals and businesses.
• Strengthen the local economy and create a positive environment for residents.

Benefits of Banking with Bell Bank Detroit Lakes

• Local Decision-Making: Decisions are made by the local branch team, ensuring that the bank understands the specific needs of the community.
• Personalized Service: Bell Bank Detroit Lakes is committed to providing personalized banking experiences and building strong relationships with its customers.
• Community Support: The bank actively supports local organizations and initiatives, making it a valuable partner in the community.
• Financial Expertise: Bell Bank Detroit Lakes has experienced bankers who can provide guidance and financial advice to help customers achieve their goals.

Pros and Cons of Bell Bank Detroit Lakes

Pros:

• Strong community involvement
• Personalized service
• Local decision-making
• Wide range of financial services

Cons:

• Limited number of branches (only one in Detroit Lakes)
• ATM fees for non-Bell Bank customers

FAQs

1. What are the hours of operation for Bell Bank Detroit Lakes?

Monday - Friday: 8:00 AM - 5:00 PM
Saturday: 8:00 AM - 12:00 PM
Sunday: Closed

2. What is the minimum balance required for a checking account?

$250

3. Does Bell Bank Detroit Lakes offer online banking?

Yes, Bell Bank offers convenient online and mobile banking services.

4. Can I apply for a loan online?

Yes, you can apply for a loan online through Bell Bank's website.

5. What is the FDIC insurance limit for deposits at Bell Bank Detroit Lakes?

Deposits at Bell Bank Detroit Lakes are FDIC-insured up to $250,000.

6. What organizations does Bell Bank Detroit Lakes support?

Bell Bank Detroit Lakes supports various organizations, including United Way of Becker County, Detroit Lakes Economic Development Authority, Detroit Lakes Chamber of Commerce, and Lakes Area Arts Council.

7. How many employees does Bell Bank Detroit Lakes have?

Bell Bank Detroit Lakes has approximately 20 employees.

8. What are the routing and account numbers for Bell Bank Detroit Lakes?

Routing number: 091203506
Account number: Please contact your local branch for your specific account number.

Tables

Table 1: Contact Information

Table 2: Fees and Rates

Table 3: Community Involvement

Tips and Tricks

• Use Bell Bank's mobile app for convenient account access and mobile check deposit.
• Sign up for Bell Bank's eStatements to reduce paper waste and keep your account information secure.
• Take advantage of Bell Bank's financial planning services to help you achieve your financial goals.
• Participate in Bell Bank's community initiatives to support local organizations and make a positive impact.