Portage County Bank: A Comprehensive Guide to Banking in Stevens Point and Surrounding Areas

Introduction

Portage County Bank is a locally-owned and operated community bank that has been serving Stevens Point, Wisconsin, and the surrounding areas for over 125 years. With a focus on providing exceptional customer service and supporting the local community, Portage County Bank is a trusted financial partner for individuals, families, and businesses alike.

Services Offered

Portage County Bank offers a comprehensive range of banking services, including:

• Personal Banking: Checking accounts, savings accounts, money market accounts, CDs, and IRAs.
• Business Banking: Business checking accounts, savings accounts, lines of credit, and commercial loans.
• Lending: Mortgages, home equity loans, personal loans, and auto loans.
• Financial Planning: Retirement planning, investment management, and estate planning.
• Online Banking: Manage accounts, pay bills, and transfer funds securely from anywhere.
• Mobile Banking: Access accounts, deposit checks, and make payments on the go.

Commitment to Community

Portage County Bank is deeply committed to the communities it serves. The bank actively supports local organizations and initiatives, such as:

• UW-Stevens Point: Portage County Bank is a major supporter of the university, providing scholarships to students and funding for academic programs.
• Boys & Girls Club of Stevens Point: The bank provides financial support and volunteers to the club, which offers after-school programs for youth.
• Community Foundation of Central Wisconsin: Portage County Bank is a member of the foundation's advisory board and provides funding for local grants.

Why Portage County Bank Matters

Local Ownership and Decision-Making: As a locally-owned bank, Portage County Bank is not beholden to shareholders outside of the community. This allows the bank to make decisions that are in the best interests of local customers and businesses.

Exceptional Customer Service: Portage County Bank prides itself on providing personalized and attentive customer service. The bank's employees are known for their friendly and knowledgeable approach.

Community Support: Portage County Bank is an active member of the local community, supporting organizations and initiatives that make Stevens Point and the surrounding areas a better place to live.

Benefits of Banking with Portage County Bank

• Competitive Rates: Portage County Bank offers competitive rates on all its deposit accounts, loans, and other financial products.
• Convenient Locations: The bank has four convenient locations in Stevens Point and Junction City, as well as ATMs throughout the area.
• Personalized Service: Customers benefit from one-on-one consultations with knowledgeable bankers who can help them meet their financial goals.
• Online and Mobile Banking: Portage County Bank's online and mobile banking platforms make it easy to manage accounts and conduct transactions anywhere, anytime.

Comparing Portage County Bank to Other Banks

Pros and Cons of Banking with Portage County Bank

Pros:

• Strong community ties
• Personalized customer service
• Competitive rates
• Convenient locations
• Online and mobile banking

Cons:

• Limited branch network compared to larger banks
• May not offer all the same products and services as national banks

Frequently Asked Questions (FAQs)

1. Is Portage County Bank FDIC-insured?
   - Yes, Portage County Bank is FDIC-insured, which means that deposits up to $250,000 are protected by the federal government.

2. What is Portage County Bank's routing number?
   - The routing number for Portage County Bank is 075903760.

   

3. Does Portage County Bank offer overdraft protection?
   - Yes, Portage County Bank offers overdraft protection to eligible customers.

4. How do I open an account with Portage County Bank?
   - You can open an account online, at any branch location, or by calling customer service.

5. What are the hours of operation for Portage County Bank?
   - Branch hours vary by location. Please visit the bank's website or call customer service for specific hours.

6. Can I set up automatic bill pay with Portage County Bank?
   - Yes, you can set up automatic bill pay through online banking or mobile banking.

Tips and Tricks

• Take advantage of online and mobile banking: Manage accounts, pay bills, and deposit checks from the convenience of your own home or on the go.
• Set up automatic bill pay: Avoid late fees and ensure that bills are paid on time by setting up automatic bill pay.
• Talk to a financial advisor: Portage County Bank offers financial planning services to help customers reach their financial goals.
• Participate in community events: Attend events sponsored by Portage County Bank to connect with the community and learn about financial topics.

Conclusion

Portage County Bank is a trusted and reliable financial partner for individuals, families, and businesses in Stevens Point, Wisconsin, and the surrounding areas. With its commitment to exceptional customer service, local ownership and decision-making, and support for the community, Portage County Bank is the ideal choice for those who value banking with a local institution that has their best interests at heart.