Sanibel Captiva Community Bank: Your Trusted Local Financial Partner

Embracing the Spirit of Community Banking

Sanibel Captiva Community Bank stands as a beacon of financial support and community involvement in the vibrant island paradise of Sanibel and Captiva. As a locally owned and operated institution, we are deeply rooted in the fabric of our community, fostering growth and prosperity for our residents and businesses.

Our unwavering commitment to community banking drives our every decision, ensuring that our products and services align seamlessly with the unique needs of our clientele. With a long-standing presence on the islands, we have established trusted relationships with individuals, families, and businesses, understanding their financial aspirations and providing tailored solutions to help them thrive.

Financial Strength and Stability

Sanibel Captiva Community Bank boasts a solid financial foundation, built upon a strong capital position, robust earnings, and a commitment to conservative banking practices. As of December 31, 2023, our key financial metrics include:

These figures underscore our financial stability and provide a testament to the trust our customers place in our institution.

Comprehensive Banking Services

We offer a full spectrum of banking services to meet the diverse needs of our community, including:

• Personal accounts: Checking, savings, money market, and certificates of deposit
• Business accounts: Checking, savings, business loans, and merchant services
• Wealth management: Financial planning, investment management, and trust services
• Mortgage lending: Home purchase, refinancing, and construction loans
• Digital banking: Online and mobile banking with advanced security features

Local Involvement and Community Impact

Beyond our financial services, we are deeply involved in supporting the well-being and vitality of our community. Through strategic partnerships with local organizations, we invest in initiatives that promote:

• Economic development: Supporting businesses and fostering job creation
• Education: Providing scholarships and grants to enhance educational opportunities
• Arts and culture: Preserving the heritage and creativity of our islands
• Environmental sustainability: Protecting and preserving our natural resources

Success Stories

The Story of Smith Family:

The Smiths, long-time residents of Sanibel, had struggled to secure a mortgage for their dream home. After being turned down by several large banks, they reached out to Sanibel Captiva Community Bank. Our team worked closely with them to understand their unique financial situation, providing personalized guidance and a loan solution that met their needs. Today, the Smiths are happy homeowners, thanks to the support of their local bank.

What we learn: Personalized banking services can make a significant difference in achieving financial goals.

The Story of Aqua Marine Enterprises:

Aqua Marine Enterprises is a thriving boating business on Captiva Island. The owners needed financing to expand their operations and purchase new equipment. Sanibel Captiva Community Bank provided a tailored business loan that allowed them to upgrade their fleet and increase their revenue. The business has since become a cornerstone of the local economy.

What we learn: Local banks are invested in the success of local businesses, providing support for growth and innovation.

The Story of the Sanibel-Captiva Conservation Foundation:

The Sanibel-Captiva Conservation Foundation is a non-profit organization dedicated to preserving the islands' natural environment. Sanibel Captiva Community Bank has been a major donor and supporter of the foundation's efforts for over a decade, providing funding for land acquisition, habitat restoration, and environmental education programs.

What we learn: Community banks play a vital role in supporting organizations that contribute to the well-being of the community.

How to Bank with Sanibel Captiva Community Bank

• Visit our branches: Conveniently located on Sanibel and Captiva Islands
• Call us: (239) 472-5800
• Bank online: www.sancapbank.com
• Mobile banking: Download our free mobile app from the App Store or Google Play

Frequently Asked Questions

Q: Why choose Sanibel Captiva Community Bank over larger banks?
A: We offer personalized service, local decision-making, and a commitment to community development that larger banks may not provide.

Q: Is my money safe at Sanibel Captiva Community Bank?
A: Yes, your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC).

Q: Can I open an account online?
A: Yes, you can open an account online through our secure website.

Q: What are the account fees?
A: Our account fees vary depending on the type of account. Please visit our website or contact us for specific information.

Q: How do I access my accounts online?
A: You can access your accounts online by enrolling in our online banking service. You can also download our mobile app to manage your accounts from your smartphone.

Q: What is the Bank's routing number?
A: Our routing number is 263079207.

Call to Action

If you are seeking a bank that truly cares about your financial well-being and the health of your community, we invite you to join the Sanibel Captiva Community Bank family. Whether you are a long-time resident or a newcomer to the islands, our team of financial experts is here to help you achieve your financial goals and make a positive impact on our community.

Open an account today and experience the difference that community banking can make!