Mills County State Bank: Your Local Banking Partner for Over 120 Years

Nestled amidst the rolling hills of Mills County, Mills County State Bank has been a trusted financial institution for the local community for over a century. With a unwavering commitment to customer service and community involvement, the bank has stood the test of time, adapting to changing economic landscapes while maintaining its core values.

A Legacy of Financial Stability and Growth

Since its humble beginnings in 1901, Mills County State Bank has weathered numerous economic storms, including the Great Depression and the recent global financial crisis. Throughout these turbulent times, the bank has maintained a strong financial position, earning a reputation for stability and reliability.

According to the Federal Deposit Insurance Corporation (FDIC), Mills County State Bank has consistently maintained a well-capitalized position, with a Tier 1 capital ratio exceeding the industry average. This strong capital base provides a solid foundation for the bank to support its customers and contribute to the local economy.

Comprehensive Banking Services for Every Need

Mills County State Bank offers a comprehensive range of banking products and services tailored to meet the diverse financial needs of individuals, families, and businesses. These services include:

• Personal Banking: Checking and savings accounts, debit cards, online banking, and mobile banking
• Business Banking: Commercial lending, treasury management services, and remote deposit capture
• Mortgage Lending: Home loans, refinancing, and construction loans
• Investment Services: Financial planning, retirement planning, and estate planning
• Insurance Services: Homeowners insurance, auto insurance, and life insurance

Community Involvement and Support

Beyond its financial services, Mills County State Bank is deeply committed to supporting the community it serves. The bank actively participates in local events, sponsors youth sports teams, and makes regular contributions to nonprofit organizations.

In 2021, the bank donated over $100,000 to local charities and community organizations, making a significant impact on the lives of residents. The bank also supports local businesses through its Small Business Loan Program, which provides financing to help entrepreneurs start and grow their ventures.

A Dedicated Team of Banking Professionals

The exceptional customer service at Mills County State Bank is driven by a team of dedicated and experienced banking professionals. The bank's employees are known for their friendly and knowledgeable approach, providing personalized financial advice and solutions to meet the unique needs of each customer.

The bank's commitment to employee satisfaction is reflected in its low employee turnover rate, with many employees having served the bank for over 20 years. This stability and experience contribute to the bank's consistent delivery of high-quality service.

Tips and Tricks for Maximizing Your Banking Experience

• Use Online Banking and Mobile Banking: Manage your finances conveniently and securely anytime, anywhere with the bank's online and mobile banking services.
• Set Up Automated Deposits and Payments: Save time and hassle by scheduling automatic transfers for recurring bills or payroll deposits.
• Take Advantage of Mobile Deposit: Deposit checks from the comfort of your own home or office using the bank's mobile app.
• Use a Budget Planner: Track your expenses and create a budget to manage your finances effectively.
• Meet with a Financial Advisor: Schedule a consultation with a financial advisor to discuss your financial goals and create a customized plan.

Compare Pros and Cons: Mills County State Bank vs. Other Banks

Frequently Asked Questions

1. Is Mills County State Bank insured by the FDIC? Yes, Mills County State Bank is a member of the FDIC, ensuring that deposits up to $250,000 are protected.
2. What are the bank's hours of operation? The bank's main branch is open Monday through Friday from 9:00 AM to 4:00 PM and on Saturdays from 9:00 AM to 12:00 PM.
3. Can I bank with Mills County State Bank from anywhere? Yes, you can access your accounts online and through the bank's mobile app from anywhere with an internet connection.
4. Does the bank offer investment services? Yes, Mills County State Bank offers a range of investment services through its partnership with a reputable investment firm.
5. How can I apply for a loan? You can apply for a loan online, by phone, or at any of the bank's branches.
6. Is there a limit on the number of times I can use mobile deposit? No, there is no limit on the number of times you can use mobile deposit, but there are daily and monthly deposit limits.

Conclusion

Mills County State Bank has been a trusted financial partner to the Mills County community for over a century. The bank's unwavering commitment to financial stability, comprehensive banking services, community involvement, and exceptional customer service make it the ideal choice for individuals, families, and businesses looking for a reliable and supportive financial institution. With its deep roots in the community and its dedication to serving its customers, Mills County State Bank is well-positioned to continue to meet the evolving financial needs of the community for many years to come.