Selco Credit Union: Your Trusted Financial Partner for Every Stage of Life

Introduction

Selco Credit Union is a not-for-profit financial institution that has been serving its members for over 80 years. With a focus on providing exceptional member experiences and financial solutions, Selco has consistently been recognized as a leading credit union in the United States.

Commitment to Members

At Selco, members are more than just account holders; they are owners. As a member-owned institution, Selco is dedicated to meeting the financial needs of its members, from providing affordable loans to offering competitive savings accounts.

Core Values:

• Member-focused: Putting members first in all we do
• Integrity: Adhering to the highest ethical standards
• Community: Investing in the communities we serve
• Innovation: Embracing technology and new ideas
• Financial well-being: Empowering members to achieve their financial goals

Comprehensive Financial Products and Services

Selco offers a wide range of financial products and services tailored to meet the needs of individuals, families, and businesses. These include:

• Savings accounts: High-yielding savings accounts with competitive interest rates
• Checking accounts: Free or low-cost checking accounts with convenient features
• Loans: Personal loans, auto loans, home equity loans, and business loans
• Mortgage financing: Competitive mortgage rates and personalized guidance
• Investment services: Access to a full range of investment accounts and financial advisors
• Insurance: Homeowners insurance, auto insurance, life insurance, and more
• Financial planning: Expert financial advice and planning services

Competitive Advantages

High-Yield Savings Accounts: Selco offers some of the highest-yielding savings accounts in the country, allowing members to maximize their earnings potential.

Low-Cost Loans: Selco's loan rates are consistently lower than industry averages, saving members money on their borrowing costs.

Personalized Service: Members benefit from dedicated financial representatives who provide personalized advice and support.

Exceptional Technology: Selco's convenient online and mobile banking platforms make it easy for members to manage their finances on the go.

Financial Well-being and Community Involvement

Selco is committed to promoting financial well-being and investing in the communities it serves.

Financial Education: Selco offers free financial education programs and resources to help members make informed financial decisions.

Community Giving: Selco supports numerous non-profit organizations through grants, sponsorships, and volunteerism.

Stories and What We Learn

Story 1:

• A first-time homebuyer named Sarah was able to secure a competitive mortgage rate through Selco.
• What we learn: Selco's personalized mortgage financing and low rates can make homeownership more affordable.

Story 2:

• A small business owner named David received a small business loan from Selco to expand his operations.
• What we learn: Selco provides financing solutions to help businesses grow and succeed.

Story 3:

• A retiree named Mary rolled over her 401(k) into a Selco IRA account and received expert investment guidance.
• What we learn: Selco offers comprehensive investment services to help members plan for their financial future.

Tips and Tricks

• Maximize Savings: Take advantage of Selco's high-yield savings accounts and consider setting up automatic deposits to reach your savings goals faster.
• Reduce Loan Costs: Compare loan rates from multiple lenders and consider Selco's low loan rates to save money on interest charges.
• Utilize Technology: Use Selco's online and mobile banking platforms for convenient 24/7 access to your accounts.
• Seek Financial Advice: Benefit from Selco's financial representatives who can provide personalized advice and help you achieve your financial goals.

Why Selco Matters

• Member-focused: Selco prioritizes its members' needs and strives to provide exceptional service.
• Competitive Rates: Selco offers high-yield savings accounts and low-cost loans, saving members money.
• Financial Empowerment: Selco provides financial education resources and expert advice to help members improve their financial well-being.
• Community Involvement: Selco cares about the communities it serves and supports non-profit organizations through grants and volunteerism.

Benefits of Membership

• Access to high-yield savings accounts
• Competitive loan rates
• Personalized financial guidance
• Convenient banking through online and mobile platforms
• Support for community initiatives

FAQs

1. What are the eligibility requirements for Selco membership?
Anyone who lives, works, worships, or attends school in certain counties in Oregon or Washington State can become a Selco member.

2. How do I become a member of Selco?
You can apply for membership online, in person at a Selco branch, or by phone.

3. What is the difference between a credit union and a bank?
Credit unions are not-for-profit financial institutions owned by their members, while banks are for-profit institutions owned by shareholders. Credit unions typically offer lower fees, higher savings rates, and more personalized service.

4. How safe are my deposits at Selco?
Deposits at Selco are insured up to $250,000 by the National Credit Union Administration (NCUA), a US government agency.

5. What is Selco's routing number?
Selco's routing number for ACH transfers is 324276937.

6. Can I bank with Selco online or through a mobile app?
Yes, Selco ofrece convenient online and mobile banking services for easy account management.

7. Does Selco offer overdraft protection?
Yes, Selco ofrece overdraft protection to help members avoid bounced checks and associated fees.

8. How do I contact Selco customer service?
You can reach Selco customer service by phone at 1-800-445-4455 or through the online contact form on the Selco website.

Table 1: Selco Savings Account Rates

Table 2: Selco Loan Rates

Table 3: Selco Community Involvement

Conclusion

As a trusted financial partner for over 80 years, Selco Credit Union continues to provide exceptional member experiences and innovative financial solutions to meet the needs of individuals, families, and businesses. With its commitment to member-focused service, competitive rates, and community involvement, Selco is the ideal choice for anyone looking for a financial institution that cares about their well-being.

Join Selco today and experience the difference of a member-owned financial cooperative dedicated to your success.