Salisbury Bank & Trust: A Comprehensive Guide to Financial Solutions

Introduction

Established in 1863, Salisbury Bank & Trust (SBT) is a nationally recognized financial institution serving individuals, families, and businesses in the New England region. With over $3 billion in assets and a dedication to personalized banking, SBT has built a reputation for providing innovative financial solutions and exceptional customer service.

Services Offered

SBT offers a wide range of banking and financial services, including:

Personal Banking:
- Checking and savings accounts
- Mortgages and home equity loans
- Personal loans
- Credit cards

Business Banking:
- Commercial lending and lines of credit
- Business checking and savings accounts
- Equipment financing
- Treasury services

Wealth Management:
- Investment planning and advisory services
- Trust and estate services
- Financial planning

Financial Performance

As of December 31, 2022, SBT reported:

These figures demonstrate SBT's strong financial performance and its commitment to delivering value to its clients.

Benefits of Banking with SBT

Personalized Service:
SBT takes pride in providing personalized banking experiences tailored to each client's unique needs. Dedicated bankers and financial advisors work closely with clients to understand their goals and develop custom solutions.

Competitive Rates and Products:
SBT offers competitive rates on its deposit accounts, loans, and mortgages. The bank also regularly introduces innovative products to meet the evolving needs of its clients.

Financial Stability:
As a well-established institution with a strong financial foundation, SBT provides its clients with peace of mind and the assurance that their funds are safe and secure.

Why Choose Salisbury Bank & Trust?

A Community-Focused Bank:
SBT actively supports the communities it serves through charitable giving and volunteerism. The bank's commitment to local philanthropy demonstrates its dedication to making a positive impact in the region.

Local Decision-Making:
Unlike many large national banks, SBT makes important decisions locally, ensuring that its clients have access to banking solutions that are tailored to the specific needs of their community.

Reputation for Excellence:
SBT has been recognized for its exceptional service and financial performance by independent organizations, including:

• Bauer Financial Reports: Five-star rating for financial strength and stability
• J.D. Power: Ranked among the top banks in customer satisfaction
• American Banker Magazine: Top 200 community banks in the U.S.

Step-by-Step Guide to Open an Account

1. Visit a SBT branch or website.
2. Bring a valid government-issued ID, such as a driver's license or passport.
3. Provide your personal or business information, including your address, contact details, and income.
4. Choose the type of account you wish to open, such as a checking account or savings account.
5. Deposit the minimum opening balance into your account.

Comparison of SBT vs. Other Banks

Call to Action

If you are looking for a financial partner that prioritizes your financial well-being and personalized service, consider Salisbury Bank & Trust. With its strong financial performance, dedication to community involvement, and competitive products, SBT is an excellent choice for individuals, families, and businesses. Visit a SBT branch or website today to learn more and open an account.

Appendix

Table 1: Comparison of SBT's Deposit Account Rates

Table 2: Comparison of SBT's Loan Rates

Table 3: SBT's Community Involvement Programs