Queensborough National Bank: Your Gateway to Financial Success

Queensborough National Bank: A Legacy of Trust and Innovation

Queensborough National Bank (QNB), founded in 1908, is a trusted and highly-rated financial institution with a rich history spanning over a century. Headquartered in Queens, New York, QNB has grown into a community banking powerhouse, serving individuals, families, and businesses throughout the borough and beyond.

Banking with Confidence: QNB's Pillars of Strength

QNB's unwavering commitment to financial stability and customer satisfaction has earned it numerous accolades and recognitions.

• FDIC Insured: QNB's deposits are fully insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, ensuring the safety and security of your funds.
• Strong Financial Performance: QNB maintains a strong financial position with consistently high ratings from independent analysts. In 2022, BauerFinancial, a leading independent bank rating firm, awarded QNB its highest 5-star Superior rating for financial strength and stability.
• Customer-Centric Approach: QNB puts its customers at the heart of everything it does. The bank's friendly staff is dedicated to providing personalized and responsive service, tailored to your individual needs and goals.

Tailored Financial Solutions for Every Need

QNB offers a comprehensive suite of banking products and services to cater to the diverse financial needs of its customers.

Personal Banking

• Checking Accounts: Enjoy convenient access to your funds with QNB's Free Checking or Advantage Checking accounts, which offer various features and benefits to suit your lifestyle.
• Savings Accounts: Grow your savings over time with competitive interest rates and flexible options like Passbook Savings and Money Market Accounts.
• Certificates of Deposit (CDs): Secure higher returns on your investments with QNB's flexible CD terms, ranging from short-term to long-term.
• Personal Loans: Access funds for unexpected expenses, home improvements, or other personal needs with QNB's competitive personal loan rates and convenient repayment options.

Business Banking

• Business Checking Accounts: Manage your business finances efficiently with QNB's Business Checking and Business Interest Checking accounts, designed to meet the unique needs of small businesses.
• Business Savings Accounts: Earn interest on your business savings with QNB's competitive Business Money Market and Business Passbook Savings accounts.
• Business Loans: Expand your business operations or cover cash flow gaps with QNB's tailored business loan solutions, including SBA loans and commercial loans.
• Cash Management Services: Optimize your business finances with QNB's cash management services, such as Remote Deposit Capture and Merchant Services.

Wealth Management

• Investment Services: Build your financial future with QNB's investment services, including investment advisory, portfolio management, and financial planning.
• Trust and Estate Planning: Secure your legacy and protect your loved ones with QNB's comprehensive trust and estate planning services.
• Retirement Planning: Plan for a secure and fulfilling retirement with QNB's retirement account options, IRA rollovers, and 401(k) plans.

Customer-First Technology and Convenience

QNB embraces technology to provide its customers with convenient and seamless banking experiences.

• Online Banking: Manage your accounts, pay bills, and track your financial transactions securely and efficiently anytime, anywhere with QNB's online banking platform.
• Mobile Banking: Access your accounts, transfer funds, and deposit checks on the go with QNB's user-friendly mobile banking app.
• ATM Network: QNB has a network of over 50 ATMs conveniently located throughout Queens, providing 24/7 access to your cash and account information.

Community Involvement: Beyond Banking

QNB is deeply committed to giving back to the community it serves. The bank supports numerous local organizations, educational institutions, and charitable initiatives, including:

• Financial Literacy Programs: QNB conducts financial literacy workshops and programs to empower individuals and families with the knowledge and skills to manage their finances responsibly.
• Community Development: QNB invests in community development initiatives that create affordable housing, support local businesses, and improve the quality of life for residents.
• Nonprofit Partnerships: QNB partners with various nonprofits to provide funding, volunteer support, and in-kind donations to organizations that address critical community needs.

Tips for Smart Banking with QNB

• Set Financial Goals: Define your short-term and long-term financial objectives to guide your banking decisions.
• Budget Regularly: Track your income and expenses to identify areas for adjustment and ensure you're moving towards your financial goals.
• Take Advantage of Compound Interest: Save and invest early to harness the power of compound interest and grow your wealth over time.
• Use Technology Wisely: Leverage QNB's online and mobile banking services to streamline your banking experience and stay in control of your finances.
• Seek Professional Advice: Consult with QNB's knowledgeable staff or financial advisors for personalized guidance and advice on your specific financial needs.

FAQs

1. What are the benefits of banking with QNB?

QNB offers a wide range of benefits, including FDIC insurance, strong financial performance, competitive rates, customer-centric service, and convenient technology.

2. What types of personal banking accounts does QNB offer?

QNB offers Free Checking, Advantage Checking, Passbook Savings, Money Market Accounts, and Certificates of Deposit (CDs).

3. What business banking services does QNB provide?

QNB provides Business Checking, Business Interest Checking, Business Money Market, Business Passbook Savings, business loans, SBA loans, commercial loans, and cash management services.

4. How can I manage my accounts remotely with QNB?

You can manage your QNB accounts through online banking, mobile banking, and the bank's network of ATMs.

5. Is QNB involved in community outreach initiatives?

Yes, QNB is deeply committed to community involvement, supporting financial literacy programs, community development initiatives, and nonprofit partnerships.

6. What is the minimum deposit required to open an account with QNB?

The minimum deposit requirements vary depending on the account type. Please contact QNB for specific information.

7. Can I access my QNB account from other banks' ATMs?

Yes, you can access your QNB account at any MoneyPass or Allpoint ATMs. Fees may apply.

8. How do I contact QNB customer service?

You can contact QNB customer service by phone at 718-263-2200 or visit a local branch for personal assistance.

Table 1: QNB's Personal Banking Accounts

Table 2: QNB's Business Banking Accounts

Table 3: QNB's Loan Products

Disclaimer: Interest rates and terms are subject to change. Please contact QNB for the most up-to-date information.