MainStreet Community Bank of Florida: Your Trusted Financial Partner in the Sunshine State

MainStreet Community Bank of Florida is a locally-based financial institution that has proudly served the communities of Florida since 2000. With a strong commitment to personalized service, financial innovation, and community involvement, MainStreet Community Bank has established itself as a trusted financial partner for individuals, families, and businesses throughout the state.

A Pillars of Financial Success

MainStreet Community Bank is built on a foundation of financial stability and sound banking practices. As of December 31, 2023, the bank had:

These figures demonstrate MainStreet Community Bank's financial strength and ability to provide safe and reliable banking services to its customers.

Comprehensive Banking Services for Every Need

MainStreet Community Bank offers a wide range of banking products and services to meet the diverse financial needs of its customers. These include:

• Personal Banking: Savings and checking accounts, online and mobile banking, personal loans, mortgages
• Business Banking: Business checking and savings accounts, commercial loans, treasury management services
• Investment Services: Investment accounts, financial planning, wealth management
• Philanthropic Services: Community grants, scholarships, and volunteer opportunities

Local Expertise and Community Involvement

As a community bank, MainStreet Community Bank is deeply involved in the communities it serves. The bank's leaders and employees are active members of local organizations and volunteer their time to support community initiatives. MainStreet Community Bank also invests heavily in local businesses and non-profits through its philanthropic programs.

Personalized Service and Cutting-Edge Technology

MainStreet Community Bank understands that every customer is unique and deserves personalized attention. The bank's experienced bankers take the time to get to know their customers and develop financial solutions that align with their individual needs and goals. MainStreet Community Bank also invests in cutting-edge technology to provide customers with convenient and secure banking services, including online and mobile banking, remote deposit capture, and Zelle® person-to-person payments.

Tips and Tricks for Banking Success

Here are some helpful tips and tricks for managing your finances with MainStreet Community Bank:

• Set up a budget: Track your income and expenses to ensure you are living within your means.
• Automate your savings: Set up automatic transfers from your checking account to a savings account to help you reach your financial goals faster.
• Take advantage of mobile banking: Use your smartphone or tablet to access your accounts anytime, anywhere.
• Use online bill pay: Pay your bills online to save time and postage.
• Talk to a banker: If you have any financial questions or concerns, don't hesitate to contact a MainStreet Community Bank banker for personalized advice.

How to Open an Account with MainStreet Community Bank

Opening an account with MainStreet Community Bank is easy and convenient. You can:

• Visit a local branch
• Call the bank's customer service line at 1-800-624-4250
• Apply online at www.mainstreetbank.com

Compare the Pros and Cons of Banking with MainStreet Community Bank

Pros:

• Locally owned and operated: MainStreet Community Bank is a community bank that knows the unique needs of its customers.
• Personalized service: Bankers take the time to understand your individual needs and goals.
• Comprehensive banking services: From savings accounts to mortgages, MainStreet Community Bank offers a wide range of products and services to meet your financial needs.
• Cutting-edge technology: Online and mobile banking, remote deposit capture, and Zelle® person-to-person payments make banking with MainStreet Community Bank convenient and easy.
• Strong financial performance: The bank's financial stability provides peace of mind for depositors.

Cons:

• Limited branch network: MainStreet Community Bank has fewer branches than some larger banks.
• Higher fees: Some fees may be higher than those charged by larger banks.
• Smaller investment selection: The bank's investment services may not offer as wide a selection as those of larger banks.

Frequently Asked Questions (FAQs)

Q: Is MainStreet Community Bank FDIC-insured?
A: Yes, MainStreet Community Bank is a member of the FDIC, which means your deposits are insured up to $250,000.

Q: Does MainStreet Community Bank offer online banking?
A: Yes, MainStreet Community Bank offers convenient and secure online banking services.

Q: How can I open an account with MainStreet Community Bank?
A: You can open an account online at www.mainstreetbank.com, visit a local branch, or call the bank's customer service line at 1-800-624-4250.

Q: What are the requirements for opening a checking account?
A: To open a checking account, you will need to provide a valid government-issued ID, your Social Security number, and a minimum opening deposit.

Q: What are the fees associated with a checking account?
A: MainStreet Community Bank offers a variety of checking accounts with different fee structures. Please visit the bank's website or contact a banker for more information.

Q: Can I use my MainStreet Community Bank debit card to make purchases online?
A: Yes, you can use your MainStreet Community Bank debit card to make purchases online anywhere Visa® is accepted.

Q: How can I report a lost or stolen debit card?
A: If your MainStreet Community Bank debit card is lost or stolen, please call the bank's customer service line at 1-800-624-4250 immediately.

Q: What are the hours of operation for MainStreet Community Bank branches?
A: MainStreet Community Bank branch hours vary by location. Please visit the bank's website or call a local branch for more information.