First Citizens Bank: Your Trusted Financial Partner in Columbia, SC

A Legacy of Serving the Community

First Citizens Bank has been a cornerstone of the Columbia, SC community for over a century, providing a full range of banking and financial services to individuals, families, and businesses. With its deep understanding of the local market and commitment to customer satisfaction, First Citizens Bank stands as a reliable partner for all your financial needs.

Comprehensive Banking Solutions

Checking Accounts: Enjoy convenient and flexible checking accounts tailored to meet your everyday banking needs. From basic no-minimum-balance accounts to premium accounts with rewards and other perks, we have the perfect solution for you.

Savings Accounts: Build your savings with high-yield savings accounts that offer competitive rates. Whether you're saving for a rainy day or a future goal, our savings accounts provide a secure and profitable way to grow your money.

Mortgages: Realize your dream of homeownership with our competitive mortgage rates and personalized loan solutions. Our experienced loan officers will guide you through the process, from pre-approval to closing.

Business Banking: We understand the unique challenges faced by businesses, and our business banking solutions are designed to help you succeed. From business checking and loans to merchant services and payroll processing, we have the tools to support your growth and profitability.

Customer-Centric Approach

At First Citizens Bank, we believe that our customers are our most valuable asset. Our team is dedicated to providing personalized service and building long-lasting relationships. We strive to understand your financial goals and provide tailored solutions that meet your specific needs.

Why Choose First Citizens Bank?

• Local Expertise: We are deeply rooted in the Columbia community and have a thorough understanding of the local market.
• Financial Strength: As a member of the Fortune 500, First Citizens Bank is one of the largest and most stable banks in the country.
• Customer-centric Focus: Our focus is on providing exceptional service and building relationships based on trust and understanding.
• Competitive Rates and Fees: We offer competitive rates on all our products and services, helping you save money and maximize your financial returns.

Banking the Columbia Way

Whether you're a lifelong resident of Columbia or new to the area, First Citizens Bank is here to help you achieve your financial goals. We invite you to visit one of our conveniently located branches or connect with us online or through our mobile app. Together, let's build a bright financial future for you and the Columbia community.

Become a First Citizen Today!

Experience the difference of banking with a trusted and reliable partner. Open an account, apply for a loan, or learn more about our services by visiting us at www.firstcitizens.com or calling (800) 946-7000.

Useful Tables

Effective Strategies

• Set financial goals: Define what you're saving or investing for and set realistic targets.
• Create a budget: Track your income and expenses to optimize your cash flow and identify areas for saving.
• Automate your savings: Set up automatic transfers from your checking to your savings account to build wealth effortlessly.
• Shop around for loans and mortgages: Compare rates and fees from multiple lenders to secure the best deal.
• Build a good credit score: Pay your bills on time, keep your credit balances low, and limit new credit applications to improve your financial standing.

Tips and Tricks

• Take advantage of online and mobile banking: Manage your accounts, pay bills, and deposit checks from anywhere, anytime.
• Sign up for eStatements: Reduce paper clutter and access your account statements conveniently online.
• Use our financial calculators: Estimate mortgage payments, calculate loan interest, or plan for retirement using our online tools.
• Consult with our financial advisors: Get personalized guidance on investments, estate planning, or any other financial matter.
• Attend our financial workshops: Learn about budgeting, investing, and other financial topics through our free educational events.

Common Mistakes to Avoid

• Overdrafting your checking account: Avoid costly overdraft fees by keeping track of your balance and setting up overdraft protection.
• Maxing out your credit cards: High credit card balances can damage your credit score and lead to unnecessary interest charges.
• Not saving enough for retirement: Start saving early and contribute regularly to a retirement account to ensure a secure future.
• Investing too aggressively: Consider your risk tolerance and financial goals before investing in risky assets that could result in losses.
• Falling for financial scams: Protect yourself from fraud by being vigilant about unsolicited emails, phone calls, or text messages.

Call to Action

Don't wait, become a First Citizen today! Visit our website, call (800) 946-7000, or stop by one of our branches to experience the First Citizens Bank difference. Let us help you achieve your financial dreams and secure your financial future in the heart of Columbia, SC.