First Citizens Bank ABA Routing Number: A Comprehensive Guide

Introduction:

First Citizens Bank, one of the largest and most reputable financial institutions in the United States, boasts an extensive network of branches and ATMs nationwide. Each location is assigned a unique ABA routing number, a crucial piece of information for electronic fund transfers, direct deposits, and other banking transactions. This comprehensive guide will provide an in-depth understanding of First Citizens Bank's ABA routing number, its significance, and how to locate it for various account types.

The Importance of ABA Routing Numbers

An ABA routing number, often referred to as a routing transit number, is a nine-digit code that identifies a specific financial institution and its location within the Federal Reserve System. This number ensures that electronic payments are directed to the correct bank and account. Without the appropriate ABA routing number, funds may be misrouted or even lost.

First Citizens Bank assigns unique ABA routing numbers to its different branches and regions. Using the correct routing number is essential to avoid delays, errors, and potential financial losses.

Locating Your First Citizens Bank ABA Routing Number

There are several convenient ways to locate your First Citizens Bank ABA routing number:

1. Check Your Checks or Bank Statements:

The ABA routing number is typically printed on the bottom left-hand corner of checks issued by First Citizens Bank. It can also be found on bank statements or online banking portals.

2. Contact First Citizens Bank Customer Service:

Call First Citizens Bank's customer service hotline at (888) 843-3444 and provide your account information. A representative will assist you in obtaining your ABA routing number.

3. Use the Bank's Website:

First Citizens Bank's website offers a routing number search tool. Visit the bank's website and enter your zip code or branch location to find the corresponding ABA routing number.

First Citizens Bank ABA Routing Numbers by Region

First Citizens Bank operates in several states across the United States. The ABA routing numbers vary depending on the region. Here is a table summarizing the ABA routing numbers for major regions:

ABA Routing Numbers for Different Account Types

First Citizens Bank assigns specific ABA routing numbers for different account types. It is crucial to use the correct routing number for the type of account you are accessing.

• Checking Accounts: 053900886
• Savings Accounts: 053900887
• Money Market Accounts: 061100874

Tips for Using First Citizens Bank ABA Routing Numbers

• Always double-check: Before initiating any electronic fund transfers, verify the ABA routing number you are using.
• Contact the recipient: If you are sending funds to an external account, confirm the ABA routing number with the recipient beforehand.
• Keep records: Keep a record of the ABA routing numbers you commonly use for easy reference.

Conclusion

Understanding and correctly utilizing First Citizens Bank's ABA routing number is essential for efficient and secure banking transactions. By following the guidelines outlined in this guide, you can confidently locate the correct routing number for your account and avoid potential errors or delays. If you need further assistance, don't hesitate to contact First Citizens Bank customer service or visit their website for more information.