A Comprehensive Guide to TD Bank Routing Number in New Jersey

Navigating the complex world of banking requires familiarity with various financial terms and numbers, including routing numbers. A routing number is an important identifier that facilitates smooth transactions between banks and financial institutions. If you need to conduct banking activities in the state of New Jersey, understanding the TD Bank routing number is crucial.

What is a Routing Number?

A routing number (also known as ABA number) is a nine-digit code that identifies a specific bank or financial institution within the United States. It is used to route financial transactions, such as direct deposits, wire transfers, and check processing, to the correct destination.

TD Bank Routing Number in New Jersey

Locating Your TD Bank Routing Number

There are several ways to find your TD Bank routing number in New Jersey:

1. Check Your Checks: The routing number is typically printed on the bottom left-hand corner of your TD Bank checks.
2. Online Banking: Log into your TD Bank online banking account and navigate to the "Account Details" section to find your routing number.
3. Contact Customer Service: You can call TD Bank's customer service at 1-888-751-9000 to inquire about your routing number.

Table 1: TD Bank Routing Numbers by County

Common Uses of TD Bank Routing Number

• Direct Deposits: To set up direct deposit of your paycheck or government benefits into your TD Bank account.
• Wire Transfers: To send or receive money domestically or internationally.
• Check Processing: To process checks and ensure they are routed correctly.
• Online Bill Pay: To pay bills online using your TD Bank account.

Additional Information

• Bank Name: TD Bank, N.A.
• Headquartered: Cherry Hill, New Jersey
• Number of Branches in NJ: 207 (as of 2023)
• Customers in NJ: Over 1.7 million

Stories Sharing Valuable Lessons

Story 1:

Emily, a resident of Bergen County, recently purchased a new home. She received a letter from her mortgage company requesting her TD Bank routing number to set up automatic mortgage payments. By visiting the TD Bank website, Emily easily found her routing number and ensured that her mortgage payments would be processed smoothly.

Lesson: Utilize online banking services to access important account information, including your routing number.

Story 2:

James, a businessman in Monmouth County, needed to send a large wire transfer to a supplier overseas. He contacted TD Bank's customer service to inquire about the bank's international wire transfer fees and routing number. By providing the correct routing number, James was able to complete his transaction efficiently.

Lesson: Contact customer service for assistance with complex financial transactions that require accurate routing numbers.

Story 3:

Sarah, a retiree in Morris County, was experiencing issues with her direct deposit of her Social Security benefits. She visited her local TD Bank branch and spoke to a bank representative. By verifying her account information and providing the correct routing number, Sarah resolved the issue and received her benefits on time.

Lesson: Communicate clearly with your bank to rectify any problems or questions related to your routing number.

Common Mistakes to Avoid

• Confusing Routing Numbers: Different banks have different routing numbers. Verify that you are using the correct routing number for your specific TD Bank branch location.
• Incorrectly Entering Routing Numbers: Ensure that you enter the routing number accurately, as incorrect digits can lead to delays or errors in transactions.
• Assuming All TD Banks Have the Same Routing Number: While all TD Banks in New Jersey share the same routing number, different states may have different routing numbers for their TD Bank branches. Check the routing number specific to your location.

Step-by-Step Approach for Finding Your Routing Number

1. Determine Your County: Identify the county in New Jersey where your TD Bank account is located.
2. Refer to Table 1: Locate the routing number corresponding to your county.
3. Check Your Bank Information: Cross-check the routing number obtained from Table 1 with the routing number on your checks or online banking account to ensure accuracy.

Call to Action

Understanding the TD Bank routing number in New Jersey is crucial for seamless financial transactions. Utilize the information provided in this article, including the table of routing numbers by county, to ensure that your banking activities are processed efficiently. If you encounter any difficulties or have additional questions, do not hesitate to contact TD Bank's customer service for assistance.