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First National Bank Port Lavaca: A Trusted Financial Institution for Over 120 Years

Introduction

For more than a century, First National Bank Port Lavaca has been a cornerstone of the financial landscape in Calhoun County, Texas. With a rich history and unwavering commitment to customer satisfaction, the bank has earned a reputation for excellence and reliability. This comprehensive guide will delve into the services, history, and why First National Bank Port Lavaca stands out as a trusted financial partner.

Banking Services Tailored to Your Needs

First National Bank Port Lavaca offers a full suite of banking services to meet the diverse needs of individuals, families, and businesses. These include:

  • Personal Banking: Checking and savings accounts, money market accounts, certificates of deposit, and consumer loans.
  • Business Banking: Commercial checking and savings accounts, business loans, lines of credit, and merchant services.
  • Wealth Management: Investment planning, trust and estate services, and retirement planning.
  • Mortgage Lending: Home loans, construction loans, and refinancing options.
  • Online and Mobile Banking: Convenient access to your accounts from anywhere, anytime.

A Legacy of Community Involvement

First National Bank Port Lavaca takes pride in its deep-rooted ties to the community. The bank actively supports local non-profit organizations, educational initiatives, and economic development projects. Through sponsorships, donations, and volunteerism, the bank gives back to the community that has supported it for generations.

Why First National Bank Port Lavaca Matters

Choosing a financial institution is an important decision. Here's why First National Bank Port Lavaca stands out:

first national bank port lavaca

Local Ownership and Decision-Making: As a locally owned bank, First National Bank Port Lavaca's decisions are made locally, ensuring that the bank remains responsive to the needs of the community.

First National Bank Port Lavaca: A Trusted Financial Institution for Over 120 Years

Strong Financial Foundation: The bank's strong financial position has allowed it to weather economic downturns and maintain a solid capital base.

Exceptional Customer Service: The bank's experienced team is dedicated to providing personalized service and building lasting relationships with customers.

Introduction

Advanced Technology: First National Bank Port Lavaca invests in the latest technology to provide customers with secure and convenient banking solutions.

Benefits of Banking with First National Bank Port Lavaca

By choosing First National Bank Port Lavaca, you can enjoy the following benefits:

  • Competitive Rates: The bank offers competitive rates on deposits and loans to help you save money or grow your investments.
  • Flexible Accounts: Choose from a variety of account options to suit your unique banking needs.
  • Personal Financial Advice: Get personalized guidance from experienced financial advisors who can help you achieve your financial goals.
  • Community Support: Partner with a bank that invests in your community and supports local causes.

Compare & Contrast: First National Bank Port Lavaca vs. Peers

Feature First National Bank Port Lavaca Peer Bank
Local Ownership Yes No
Strong Financial Foundation $171 million in assets $150 million in assets
Local Decision-Making Yes No
Customer Service Personalized attention Automated call centers
Technology Advanced online and mobile banking Outdated online banking platform

Tips and Tricks for Effective Banking

  • Establish a Budget: Track your income and expenses to create a budget that helps you manage your money wisely.
  • Use Online Banking: Take advantage of online and mobile banking to conveniently manage your accounts and make payments.
  • Maximize Interest: Choose high-yield savings accounts and certificates of deposit to earn more on your deposits.
  • Consider a Home Equity Loan: Access the equity in your home for larger expenses or home improvements.
  • Get Pre-Approved for a Mortgage: Improve your chances of securing a mortgage when you're ready to buy a home.

Conclusion

For over 120 years, First National Bank Port Lavaca has been a pillar of financial stability and community support in Calhoun County. With its wide range of banking services, strong financial foundation, exceptional customer service, and commitment to local involvement, First National Bank Port Lavaca is the ideal financial partner for individuals, families, and businesses alike.

Additional Information

History of First National Bank Port Lavaca

Founded in 1900, First National Bank Port Lavaca has witnessed the evolution of the community it serves. The bank has played a vital role in supporting the growth of local businesses, financing homes, and investing in community projects.

Contact Information

First National Bank Port Lavaca

209 North Main Street

First National Bank Port Lavaca: A Trusted Financial Institution for Over 120 Years

Port Lavaca, TX 77979

(361) 552-2241

www.firstnationalbankportlavaca.com

Useful Tables

Account Type Interest Rate Minimum Balance
Passbook Savings 0.01% $0
Money Market Account 0.05% $2,500
Certificate of Deposit (12 months) 0.50% $1,000
Business Checking 0.00% $500
Business Line of Credit 5.00% $10,000
Year Net Income Total Assets
2021 $7.1 million $171 million
2020 $6.5 million $165 million
2019 $6.0 million $160 million
Loan Type Interest Rate Loan Term
Personal Loan 7.99% 24-60 months
Auto Loan 4.99% 36-72 months
Home Loan (30-year fixed) 3.50% 360 months
Construction Loan 6.50% 12-18 months
Commercial Line of Credit 5.25% 12-24 months
Time:2024-09-28 20:25:21 UTC

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