First State Bank & Trust Fremont NE: Your Trusted Financial Partner in Nebraska

About First State Bank & Trust

First State Bank & Trust is a locally owned and operated financial institution that has been serving the Fremont, Nebraska community for over 120 years. With a deep understanding of the local economy and a commitment to customer satisfaction, the bank has become a trusted financial partner for individuals, families, and businesses alike.

Comprehensive Banking Services

First State Bank & Trust offers a wide range of banking services to meet the diverse needs of its customers:

• Personal Banking: Checking and savings accounts, debit cards, credit cards, loans, mortgages, and investment services
• Business Banking: Business checking and savings accounts, commercial loans, lines of credit, merchant services, and treasury management solutions
• Trust and Wealth Management: Trust services, investment management, estate planning, and retirement planning
• Agricultural Banking: Specialized loans, crop insurance, and other services tailored to the needs of farmers and ranchers

Customer-Centric Approach

At First State Bank & Trust, the customer always comes first. The bank's experienced bankers take the time to understand each customer's unique financial situation and provide personalized solutions that meet their specific needs. Whether you're opening a new account, applying for a loan, or planning for your financial future, the bank's team is dedicated to providing exceptional service every step of the way.

Community Involvement

First State Bank & Trust is deeply invested in the Fremont community. The bank actively supports local businesses, organizations, and events through financial contributions, volunteerism, and sponsorships. By giving back to the community, the bank is helping to create a prosperous and thriving future for all.

Financial Strength and Stability

First State Bank & Trust is a financially strong and stable institution with a proven track record of success. The bank is consistently recognized for its sound financial management practices and has been awarded the highest safety ratings by independent rating agencies. Customers can rest assured that their deposits are safe and secure at First State Bank & Trust.

Awards and Recognition

• Five-Star Superior Bank Rating from Bauer Financial
• "Best Bank in Nebraska" by Forbes magazine
• "Top Workplace in Nebraska" by the Omaha World-Herald

Tips and Tricks for Banking with First State Bank & Trust

• Use Online and Mobile Banking: Access your accounts 24/7 and manage your finances on the go with the bank's convenient online and mobile banking services.
• Set Up Automated Transfers: Save time and hassle by setting up automatic transfers between your First State Bank & Trust accounts.
• Take Advantage of Free Checking: Enjoy the convenience of free checking with no monthly maintenance fees or minimum balance requirements.
• Explore Credit Card Rewards: Earn cash back, points, and other rewards on your everyday purchases with the bank's credit cards.
• Consult with a Financial Advisor: Get personalized financial advice and investment recommendations from the bank's experienced financial advisors.

Step-by-Step Approach to Opening an Account

1. Visit a Branch: Find the First State Bank & Trust branch nearest you and schedule an appointment with a banker.
2. Bring Required Documents: Have your driver's license, Social Security number, and proof of income on hand.
3. Complete Account Application: Fill out the necessary account application and provide all required information.
4. Fund Your Account: Make an initial deposit into your new account.
5. Receive Welcome Kit: Get your debit card, checks, and other account materials in the mail.

Frequently Asked Questions (FAQs)

1. What is the interest rate on my savings account?
   Interest rates vary based on market conditions. Please contact the bank for the current rates.
2. Can I apply for a loan online?
   Yes, you can apply for a personal loan or business loan online through the bank's website.
3. What are the hours of operation for the branches?
   Branch hours vary by location. Please visit the bank's website for specific hours of operation.
4. Is my money safe at First State Bank & Trust?
   Yes, First State Bank & Trust is a FDIC-insured institution. This means that your deposits are insured up to $250,000 per account.
5. How do I access my account online?
   To access your account online, go to the bank's website and click on "Online Banking." You will need your account number and password to log in.
6. Can I make mobile deposits?
   Yes, you can make mobile deposits using the bank's mobile banking app. Simply take a picture of the front and back of your check and follow the instructions in the app.

Call to Action

If you're looking for a local bank that puts you first, look no further than First State Bank & Trust Fremont NE. With its comprehensive banking services, customer-centric approach, community involvement, and financial strength, the bank is your trusted financial partner for life.

Visit a branch or call (402) 721-6200 to open an account today and experience the difference that banking with First State Bank & Trust can make.

Tables

Table 1: Personal Banking Services

Table 2: Business Banking Services

Table 3: Trust and Wealth Management Services