First Bethany Bank and Trust: Your Trusted Financial Partner in Oklahoma

A Legacy of Stability and Growth

Established in 1909, First Bethany Bank and Trust has been a cornerstone of the Oklahoma banking industry for over a century. Headquartered in Bethany, Oklahoma, the bank has grown to over 30 locations statewide, offering a comprehensive range of financial services to its customers.

A Strong Financial Foundation

First Bethany Bank and Trust maintains a strong financial footing with:

• $2.9 billion in total assets
• $2.3 billion in deposits
• $1.8 billion in loans
• AA- credit rating from Standard & Poor's

Comprehensive Financial Services

First Bethany Bank and Trust offers a wide array of financial products and services to meet the needs of individuals, businesses, and municipalities. These include:

Personal Banking

• Checking accounts
• Savings accounts
• Money market accounts
• Certificates of deposit
• Mortgages
• Home equity loans
• Personal loans
• Credit cards

Business Banking

• Commercial checking accounts
• Business savings accounts
• Money market accounts
• Certificates of deposit
• Commercial loans
• Equipment financing
• Accounts receivable financing
• Merchant services

Wealth Management

• Investment management
• Retirement planning
• Estate planning
• Trust services

Municipal Banking

• Cash management services
• Tax anticipation loans
• Bond financing

Customer-Focused Service

At First Bethany Bank and Trust, customer satisfaction is paramount. The bank's dedicated team of bankers is committed to providing personalized service and tailored financial solutions.

Convenient Banking

• Over 30 locations statewide
• Online banking
• Mobile banking
• ATM network

Community Involvement

First Bethany Bank and Trust is actively involved in its communities, supporting local businesses, charities, and educational institutions. The bank believes in giving back to the communities it serves.

Strategic Advantage

First Bethany Bank and Trust's strategic advantages include:

• Local Expertise: In-depth understanding of the Oklahoma market and its customers' needs.
• Strong Capitalization: Financial stability provides confidence and security to customers.
• Innovative Products: Continuously developing and offering new financial solutions to meet evolving customer demands.
• Exceptional Customer Service: Personalized service and tailored solutions for each customer.

Effective Strategies for Financial Success

First Bethany Bank and Trust offers valuable strategies to help customers achieve their financial goals:

• Create a Budget: Track expenses and income to identify areas for improvement.
• Save Regularly: Set financial goals and establish automatic savings to build a strong financial foundation.
• Invest Wisely: Diversify investments and consult with financial professionals to maximize returns.
• Reduce Debt: Prioritize paying off high-interest debt to improve credit scores and save money on interest.
• Plan for Retirement: Start saving early and consider employer-sponsored retirement plans.

Tips and Tricks for Smart Banking

• Negotiate Interest Rates: Don't hesitate to ask for lower interest rates on loans and higher rates on deposits.
• Use Online Banking: Manage your finances conveniently and securely from anywhere.
• Monitor Account Activity: Regularly review bank statements and online accounts to detect any suspicious activity.
• Improve Credit Score: Pay bills on time, reduce credit utilization, and avoid applying for multiple lines of credit simultaneously.
• Ask for Help: Don't be afraid to reach out to a banker for guidance and support.

Step-by-Step Approach to Financial Planning

1. Set Financial Goals: Identify short-term, mid-term, and long-term financial objectives.
2. Assess Current Situation: Review income, expenses, assets, and liabilities to create a financial snapshot.
3. Develop a Budget: Track income and expenses to create a realistic spending plan.
4. Save and Invest: Establish a savings strategy and consider investment options to grow wealth.
5. Manage Debt: Prioritize debt repayment and explore debt consolidation strategies.
6. Plan for Retirement: Contribute to retirement accounts and consider additional retirement income sources.
7. Review and Revise: Regularly review financial progress and make adjustments as needed.

Frequently Asked Questions

How do I open an account with First Bethany Bank and Trust?

Visit a branch location or call 1-800-555-1212 to speak to a banker.

Can I access my accounts online?

Yes, First Bethany Bank and Trust offers online banking through its website and mobile app.

What investment services are available?

The bank offers investment management, retirement planning, estate planning, and trust services.

Is First Bethany Bank and Trust FDIC insured?

Yes, First Bethany Bank and Trust is a member of the FDIC, which insures deposits up to $250,000.

How do I apply for a loan?

Contact a banker at a branch location or submit an online application through the bank's website.

What community involvement initiatives does First Bethany Bank and Trust participate in?

The bank supports local businesses, charities, educational institutions, and community development projects.

Tables and Statistics

Table 1: Financial Performance Highlights

Table 2: Customer Satisfaction Ratings

Table 3: Community Involvement Highlights

Conclusion

First Bethany Bank and Trust is a trusted financial partner with a deep understanding of the Oklahoma market. Its comprehensive financial services, strategic advantages, and customer-focused approach position the bank as a leader in the industry. By embracing effective strategies, tips, and a step-by-step approach to financial planning, customers can achieve their financial goals and secure their financial future with First Bethany Bank and Trust.