First Nebraska Bank: A Century of Financial Stability and Growth

Introduction

Since its humble beginnings in 1857, First Nebraska Bank has evolved into a thriving financial institution that serves over 1 million customers across the Midwest. For over 150 years, we have been a trusted partner to individuals, businesses, and communities, providing a wide range of financial solutions.

A Historical Legacy of Innovation and Growth

• 1857: Founded in Omaha, Nebraska, as the "Nebraska Savings Bank."
• 1929: Became First National Bank of Nebraska during the Great Depression.
• 1960s: Expanded into other Nebraska cities, including Lincoln, Grand Island, and Kearney.
• 1980s: Acquired several banks and expanded into Iowa and South Dakota.
• 2000s: Continued expansion into new markets, including Wyoming, Colorado, and Kansas.

Financial Strength and Stability

First Nebraska Bank maintains a strong financial position, as evidenced by the following:

• Assets: Over $25 billion in assets
• Deposits: Over $20 billion in deposits
• Capital: Over $2 billion in capital
• Five-Star Rating: Awarded by BauerFinancial, an independent bank rating firm

Comprehensive Financial Services

First Nebraska Bank offers a comprehensive suite of financial products and services, including:

• Personal Banking: Checking, savings, loans, and credit cards
• Business Banking: Commercial loans, lines of credit, cash management, and merchant services
• Wealth Management: Investment planning, estate planning, and trust services
• Insurance: Life, health, home, and auto insurance

Commitment to Communities

First Nebraska Bank is deeply committed to the communities it serves. We support local businesses, schools, and non-profit organizations through:

• Community Reinvestment Act (CRA): Invests in low- and moderate-income communities
• Philanthropy: Donates millions of dollars to local charities each year
• Volunteerism: Encourages employees to volunteer in their communities

Why First Nebraska Bank Matters

• Financial Stability: Provides peace of mind knowing that your money is safe and secure.
• Local Focus: Supports local businesses and communities, fostering economic growth.
• Convenience: Offers a wide range of products and services through a network of branches and ATMs.
• Exceptional Service: Delivers personalized and responsive service by experienced bankers.

Effective Strategies for Financial Success

• Budgeting: Create a plan to track your income, expenses, and savings goals.
• Smart Investing: Explore options such as stocks, bonds, mutual funds, and retirement accounts.
• Debt Management: Pay off high-interest debt first and consolidate balances if possible.
• Tax Optimization: Consult with tax professionals to minimize taxes and increase income.
• Financial Planning: Seek advice from a financial advisor to create a long-term financial plan.

Inspiring Stories of Financial Success

Story 1:

• Sarah, a small business owner, received a low-interest loan from First Nebraska Bank to expand her operations.
• Her business grew significantly, creating jobs and contributing to the local economy.

Lesson: Access to affordable financing can empower entrepreneurs to achieve their dreams.

Story 2:

• John, a retiree, invested his savings with First Nebraska Bank's wealth management team.
• His investments grew steadily over time, providing him with a comfortable income in his golden years.

Lesson: Professional investment guidance can lead to long-term financial security.

Story 3:

• Mary, a college student, opened a First Nebraska Bank student checking account.
• She took advantage of free financial education workshops and learned valuable money management skills.

Lesson: Early financial education can set young people on a path to success.

Step-by-Step Approach to Financial Health

1. Assess Your Financial Situation: Review your income, expenses, and assets.
2. Set Financial Goals: Determine what you want to achieve, such as buying a house or retiring early.
3. Create a Budget: Track your spending and identify areas where you can save money.
4. Explore Financial Products: Research different accounts, loans, and investment options.
5. Seek Professional Advice: Consult with a banker or financial advisor for personalized guidance.

Table 1: Key Financial Data

Table 2: Financial Product Comparison

Table 3: Community Involvement

Conclusion

First Nebraska Bank stands as a beacon of financial stability, innovation, and community support. Our commitment to providing exceptional service, comprehensive financial solutions, and financial education has been the cornerstone of our success for over 150 years. By choosing First Nebraska Bank, you not only invest in your financial future but also support the well-being of our communities. Together, let's navigate the financial landscape with confidence and achieve your financial goals.